Presupuesto de viaje: los 4 pasos para planear vacaciones y ahorrar lo suficiente para hacerlas realidad

Presupuesto de viaje: los 4 pasos para planear vacaciones y ahorrar lo suficiente para hacerlas realidad

Creating a travel budget is the best method to get the most out of your vacation. PHOTO: OMAR MARTÍNEZ/ CUARTOSCURO.COM

When going on a trip, people seek to relax, rest and recover from the stress of everyday life. However, many times the costs found at the destination can generate anguish and worry, feelings that are diametrically opposed to the idea of ​​pleasure and well-being with which vacations are associated.

Thus, creating a travel budget is a good practice to avoid this type of unpleasantness and also serves to keep finances up to date and even to save during the trip.

“Your budget is the tool that turns travel dreams into reality,” he said. jesse mechan founder of budgeting app You Need a Budget (Ynab) in an Insider article. “By creating budget categories for your trip, you will save money for those goalsyou will reduce stress and you will be able to disconnect completely and enjoy a trip that you know you can afford”.

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(False images)

For all this, here they are the 4 essential tips to learn how to create a budget to make your trip a reality:

1. Clear objective

“To budget for your travel goals, start with the fun part: dreaming, researching and planning,” says Mecham, who outlined the first questions to ask: “Where do you want to go? When do you want to go? Approximately how much money will the trip cost?”.

With these questions in mind, it is now possible to start defining the trip itself: the destination, the money available and the duration. The first axes to take into account.

Doing good pre-trip research will help set your goals and find better deals.  (Credit: Digital House Press)
Doing good pre-trip research will help set your goals and find better deals. (Credit: Digital House Press)

2. Research

According to the article, it is essential to carry out your own extensive research by visiting sites such as Google Travel, Reddit, Facebook groups, travel blogs, travel websites and more forums They have very valuable information.

In this step, of course, an annoyance may appear, perhaps the desired destination is very expensive and it will not be possible to face it; but on the other hand, you can find another cheaper tourist place that was not considered in the first instance.

The most important advice is to choose the countries wisely. If you want to go to Singapore, Hong Kong or Japan, you are going to spend a lot more money. If you want to travel and you don’t have a big budget, go to Southeast Asia, go to Central Asia, go to some Latin American countries,” says Drew Binsky, a travel blogger who has already been to 197 countries around the world.

Added to it, early research will help find the best deals. For example, if you know that flights to Paris are usually around $1,000, when there is one for $600, you’ll know it’s a good time to buy it.

Organizing the finances of the trip in advance will make the experience more relaxed and calm
Organizing the finances of the trip in advance will make the experience more relaxed and calm

3. Smart strategies to save

Make a monthly breakdown It can be used to save enough money for the trip. For example, if you estimated that the trip will cost $240,000 pesos for an annual vacation, you will need to save about $20,000 pesos per month to reach the goal.

If you have less time to plan, Mecham’s advice is to divide the amount of money required by the number of months left for the trip. “If the number doesn’t feel realistic for where you are now, consider delaying your trip a bit.. Keep adjusting until the monthly payment feels right for you,” she says.

set a sinking fundthat is, a reserve of money set aside for a planned expense. In this case, certain money will be set aside especially for vacations, you should never ever take that money for something else unless you are in a limit situation.

Put money in a separate bank account It will help make it less tempting to poke around. It is recommended not to carry the debit card of said account and it should not be the same one from which money is withdrawn daily.

Automate savings is another way to save for a specific goal. It is possible to automate a certain amount so that month after month it is deposited in a separate account and thus forget about it.

Setting aside money that is earmarked for travel each month is one of the best ways to reach your budget goal.  (Photo: Freepik)
Setting aside money that is earmarked for travel each month is one of the best ways to reach your budget goal. (Photo: Freepik)

4. Learn travel hacks to save money

This last advice, like point 3, is multiple. There are several things that can be done to save on travel and be able to address the total expense.

The first and perhaps the most replicated by many expert travelers is that of be flexible with dates and times. “If you have a specific destination and a specific date in mind (‘I want to go to Paris in July’), then you are going to be forced to pay the price of the flight and the accommodation,” he says. Matthew Kepnes author of the travel blog Nomadic Matt-, however, if you add some flexibility (“I want to go to Europe in the summer”), you will be able to find much more details about flights and hotels, which can cut your expenses in half”.

Being flexible with the dates and times of the flight is the first tip to get better prices.  EFE / Victor Lerena
Being flexible with the dates and times of the flight is the first tip to get better prices. EFE / Victor Lerena

The second tip to keep in mind has to do with the time of year of the trip. It will always be cheaper to travel in the intermediate seasonsThis is when fewer people travel, so both flights and accommodation are cheaper. That’s not all, plus you’ll save money, travel more smoothly with fewer people crowding the attractions.

Use credit card reward points It can also be used to save on travel. “My favorite way to save money on travel is to pay nothing,” says Chris hutchinshost of All the Hacks, a podcast about improving your life, your money, and your travels. “I have ‘hacked travel’ around the world using the points and miles I have accumulated with credit cards to fly or stay in hotels for free”.

When the flight or the hotel can be paid with credit card points, you have to take advantage of it, so it is important to know the benefits of your card and bank.

Subscribe to a flight alert service It will also help you save, as you’ll be able to stay on top of all the deals as soon as they come out. Through email or cell phone notifications, you’ll know when airfares to your destination are low.

The last advice prepare for the unexpected. Do not forget that things do not always go as planned. So you always have to be ready for a possible financial emergency.

If you travel internationally always it is advisable to find out in advance where the Argentine embassy iswho could help you if needed. Carry emergency cash is also a good idea as well as a backup credit card for any unforeseen event.

Hire a travel insurance It can also be a good idea as it can protect you against a wide variety of risks and financial losses. Beyond this, today, having international medical coverage is almost essential to enter any country in the world, due to the Covid-19 pandemic.

Holidays are intended for pleasure, fun and rest. Taking a smart approach to planning them is a good way to not worry about finances when you are traveling and to be able to enjoy them to the fullest.

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